Safe Drive SMART™ Program
A program for insurance brokers to help their commercial fleet clients save lives, prevent losses, & save money
Empower your commercial fleet clients with the ONLY aftermarket collision avoidance solution in the world.
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THE TECHNOLOGY
Safe Drive is a Collision Avoidance System that actively helps your commercial fleet clients save lives, prevent losses, and save money.
It is the only system that can help prevent accidents before they happen, keeping vehicles on the road and on time. Leveraging a RADAR equipped Advanced Driver Assistance System (ADAS), Safe Drive offers the only aftermarket radar collision prevention available globally.


SAVE LIVES.
Drivers in vehicles equipped with Safe Drive have a few more seconds to react to hazards than other drivers! This expanded reaction time means fewer accidents – saving lives of commercial fleet vehicle drivers, other drivers on the road, and pedestrians.

PREVENT LOSSES.
Safe Drive’s collision avoidance system allows drivers to react more quickly to reduce or avoid accidents. This helps your commercial fleet clients keep their drivers safe and avoid downtime, and helps you prevent losses; a winning combination.

SAVE MONEY.
The reduced accidents and claims resulting from using Safe Drive translates to better driving records and enables better premiums. This means cost savings for your fleet-operating clients—very welcome news in today’s highly-competitive rates market.
THE DIFFERENCE
What makes Safe Drive different?
- For commercial auto insurance agents, Safe Drive offers an online community program, called the Safe Drive SMART program, offering financial benefits and industry insight.
- It is the ONLY aftermarket collision avoidance radar system in the world.
- Safe Drive's radar has a big advantage over other systems. For example, in bad weather when cameras cannot see, radar adds crucial milliseconds to give drivers time to react to prevent accidents.
- The Advanced Driver Assistance System (ADAS) includes features like lane departure warnings to keep drivers focused and reduce close calls with other vehicles and pedestrians.
- It helps fleet managers ACTIVELY save lives, prevent losses, and save money.
- Safe Drive is not a telematics system but can integrate with leading telematics systems if desired to provide enhanced insight to fleet movement and driver behavior, to enable training with driver behavior scores, and reporting to show speeding, cornering, hard braking, and aggressive driving patterns.
- Safe Drive can blend real-time video with telematics to go beyond simple driver scores and show driving patterns and reactions, helping enable driver coaching to improve safety.

After an initial adjustment period, the liability frequency for Safe Drive Systems’ (SDS) vehicles outperformed those in the control group.
The data showed that once the SDS systems were installed in the vehicles, the number of collisions dropped by over 25% after adjusting for other variables.
Amber Ng | Chief Actuary | Berkshire Hathaway GUARD
THE OPPORTUNITY
What is the Safe Drive SMART program?
It’s a community of like-minded, forward leaning commercial auto insurance agents looking to grow their businesses, deliver excellence in services and solutions, and become leaders in their regions. A program designed to maximize value both to your agency AND to your commercial fleet clients.
- Want to keep your customers happy with the best prices on insurance?
- Want to avoid losing customers to competitors who offer them lower cost plans?
- Want to be able to choose from more carrier plan options that only respond to good customer safety records?


BUILD CUSTOMER LOYALTY.
Giving Safe Drive to your fleet management customers helps them improve driver safety, reduce accidents, and reduce costs. Their record of reduced accidents then enables you to shop more carrier plans and get better rates for your clients—saving them even more money and earning you their loyalty.

PROVIDE VALUE.
Safe Drive lets fleet managers run their business better, helping them reduce risk, reduce accidents, keep their trucks out of the repair shop, and keep people safe. Improved operations is not only welcome by owners and drivers, it saves money by avoiding costs in insurance, repairs, and downtime.

EARN FINANCIAL BENEFITS.
The Safe Drive SMART program includes various ways for you as a referring agent to earn money, through referral bonuses and directly from gaining new clients by promoting the system to fleets in your area.
LET'S GO!
Is the Safe Drive SMART program right for me?
Let’s start with one of your clients. Which of your commercial fleet clients has the worst safety record? Let us show you how Safe Drive can quickly transform them into a safer fleet with fewer accidents—and a client that means reduced losses for you.
Contact us to schedule a discussion and we’ll create a pilot project to show you how Safe Drive will be a winning solution for you, your agency, and your clients.
